American Express · Credit card

British Airways Premium Plus

Avios card with a 2-for-1 Companion Voucher after £15,000 annual spend, plus travel inconvenience insurance.

Perks & estimated value

Cabin upgrade / companion voucher
2-for-1 Companion Voucher
After £15,000 spend in membership year
£600/yr
Points / Avios earn
1.25 Avios per £1
Based on £12k spend at 1p/Avios
£150/yr
Worldwide travel insurance
Travel inconvenience insurance
Delay £200, baggage delay £750 + £1,000
£60/yr
Travel extras & concierge
Global Assist 24/7
Outside the UK
£20/yr

Key terms

1.25 Avios/£1. Voucher usable on BA, Iberia or Aer Lingus reward flights, or 50% off Avios price solo. Taxes and charges payable. Delay/overbooking £200, baggage delay £750 + £1,000 extended.

Fee breakdown

Annual fee: £300
Monthly equivalent: £25.00
Representative APR: n/a
FX fee: 2.99%
Total perk value: £830
Net annual value (all perks): £530

Offer & eligibility

Welcome bonus: 30,000 bonus Avios when you spend £6,000 on purchases in the first 3 months of Cardmembership. Available only if you have not held a personal British Airways American Express Card in the previous 24 months. Subject to approval and offer terms; offers may change or be withdrawn.

Current offer: Apply through an application journey where the 30,000-Avios offer is promoted; no personal British Airways American Express Card held in the previous 24 months. Estimated £300 at 1p/Avios; taxes, fees and redemption restrictions apply. Offers may be withdrawn. Checked 18 October 2026.

Eligibility: UK resident 18+, good credit history