World Elite Mastercard

Perks & estimated value

• Cashback

  0.5% purchase cashback

  Estimate based on £12,000/year eligible purchases. Lloyds: 1% on purchases over £15,000 per anniversary year. Santander: £15/month cashback cap; exclusions apply.

  £60/yr

• Airport lounge access

  Airport lounge access

  Estimated annual use value, not guaranteed cash savings. Lloyds Priority Pass 1,300+ lounges; Santander LoungeKey 1,400+ locations. Main and additional cardholders; extra guests charged; availability and registration terms apply.

  £300/yr

• Airport fast track

  Airport security Fast Track

  Estimated annual use value. Participating airports and availability restrictions; registration/booking required. Extra guests may be charged.

  £50/yr

• Fee-free spending abroad

  No foreign purchase fees

  Estimate based on £3,000/year foreign-currency purchases avoiding a 3% fee. Pay in local currency; cash withdrawals, interest and dynamic currency conversion are not covered.

  £90/yr

• Lifestyle offers & benefits

  Mastercard Priceless experiences & offers

  Offers and experiences subject to availability and provider terms; no guaranteed monetary value assigned.

  £0/yr

Key terms

£15 monthly account fee (£180/year). 0.5% cashback on the first £15,000 of eligible purchases each anniversary year, then 1% above that threshold. Lounge and Fast Track entry subject to availability; extra guests pay. Additional cardholder at no extra cost. Perk values are estimates: £12,000 annual eligible purchases, £3,000 foreign-currency purchases, £300 lounge value and £50 Fast Track value. Interest, exclusions and provider terms apply.