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NatWest · Current account

Premier Reward Black

Packaged Premier account: worldwide family travel insurance, DragonPass lounges, travel eSIM, phone and breakdown cover, health services and concierge.

Apply via official site

Perks & estimated value

  • Worldwide travel insurance

    Worldwide family travel insurance

    Trips to 90 days; 31 days winter sports

    £250/yr

  • Airport lounge access

    DragonPass Premier+ lounges

    1,100+ lounges; guests may be charged

    £300/yr

  • Mobile phone cover

    Mobile phone insurance

    Loss, theft, damage; 4 claims/12 months

    £120/yr

  • Breakdown cover

    UK & European breakdown cover

    Car cover

    £150/yr

  • Health & wellbeing (digital GP)

    Health & wellbeing services

    24/7 virtual GP, mental health, physio, health checks

    £200/yr

  • Travel extras & concierge

    5GB monthly travel eSIM + concierge

    Compatible device required

    £80/yr

  • Cashback, rewards & interest

    £9/month Direct Debit Rewards

    Two qualifying DDs

    £108/yr

  • Fee-free spending abroad

    No non-sterling purchase fees

    ATM excluded

    £90/yr

Key terms

£39/month from October 2026 (older pages may show £36). Trips up to 90 days, 31 days winter sports. Phone cover: 4 claims per 12 months. Lounge guests and pre-booking may cost extra.