Perkfolio
← All products

Royal Bank of Scotland · Current account

Premier Reward Black

Packaged RBS Premier account: worldwide family travel insurance, unlimited lounge access, travel eSIM, phone and breakdown cover, health services and concierge.

Apply via official site

Perks & estimated value

  • Worldwide travel insurance

    Worldwide family travel insurance

    Check live terms

    £250/yr

  • Airport lounge access

    DragonPass Premier+ lounges

    Subject to availability

    £300/yr

  • Mobile phone cover

    Mobile phone insurance

    Policy limits apply

    £120/yr

  • Breakdown cover

    UK & European breakdown cover

    Car cover

    £150/yr

  • Travel extras & concierge

    5GB monthly travel eSIM + concierge

    Lifestyle concierge

    £80/yr

  • Cashback, rewards & interest

    £9/month Direct Debit Rewards

    Two qualifying DDs

    £108/yr

  • Fee-free spending abroad

    No non-sterling purchase fees

    ATM excluded

    £90/yr

  • Health & wellbeing (digital GP)

    Health & wellbeing services

    24/7 virtual GP, mental health, physio, health checks

    £200/yr

Key terms

£39/month. Existing RBS current-account customers only. Trips up to 90 days, 31 days winter sports; exclusions for 70+. Phone cover: 4 claims per 12 months.