Santander · Credit card

Rewards Credit Card

No annual fee

3% cashback on petrol, travel, eating out and takeaways in year one, 0.25% elsewhere, with no FX fees.

Perks & estimated value

Cashback, rewards & interest
3% category cashback (year one) + 0.25%
Petrol, travel, eating out, takeaways
£150/yr
Fee-free spending abroad
No FX fees on purchases
Based on £3k overseas spend
£90/yr

3% rate limited to qualifying categories in the first year. Check caps and category definitions.