Lifestyle

Lifestyle perks and subscription details

Compare premium UK lifestyle subscriptions, dining credits, tiers and allowances, with dated official sources.

Perkfolio editorial · Reviewed 22 October 2026

Lifestyle perks: exact tiers and allowances

Official UK benefits checked on 22 October 2026. No assumed cash valuations. Not verified means the current entitlement or its terms could not be established—not that the product definitely excludes it. Family insurance does not duplicate lifestyle subscriptions. Revolut’s live UK page contains 21 partner rows despite its “up to 16” headline; all rows are transcribed, including explicit exclusions. Checkmarks do not establish unlimited services or unspecified durations.

Lifestyle perks: exact tiers and allowances
Detail	Monzo Max Official source	Revolut Premium Official source	Revolut Metal Official source	Revolut Ultra Official source	Amex Platinum Official source	NatWest Premier Reward Black Official source
Fee & commitment	£19/month (£228 ×12), £23 with family insurance (£276 ×12); three-month minimum. Existing customers switch on first billing date on/after 14 October 2026.	Current UK subscriptions page: £8.99/month (£107.88 for 12 monthly payments). This is not a verified annual-billing price. 12-month renewable plan; early-exit charges may apply. Older retrieved legal schedules differ; confirm your checkout offer.	Current UK subscriptions page: £16.99/month (£203.88 for 12 monthly payments). This is not a verified annual-billing price. 12-month renewable plan; early-exit charges may apply. Older retrieved legal schedules differ; confirm your checkout offer.	Current UK subscriptions page: £60.00/month (£720.00 for 12 monthly payments). This is not a verified annual-billing price. 12-month renewable plan; early-exit charges may apply. Older retrieved legal schedules differ; confirm your checkout offer.	£650/year. Monthly payment option and fee-refund mechanics not verified; credit interest is separate from benefit value.	£39/month, £468/year, in 1 October 2026 fee document. Older customer pages show £38; current eligibility includes Premier financial criteria.
Cinema	One Vue ticket/month; 10% off food and non-alcoholic drinks. Exclusions apply; seat/formats, supplements, code expiry and rollover not verified.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Older official app page advertises up to 40% off at 250+ cinemas, but current product page omits it. Current entitlement unresolved; check MyBenefits terms.
Railcard	One annual Railcard via Trainline: Network, 16–25 (18+), 26–30, Family & Friends, Two Together or Senior. Each card’s restrictions apply; next card cannot be claimed until previous one expires.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Greggs	One selected treat/week: sausage roll, regular hot drink, doughnut or muffin. Choose in Monzo, show QR code; stock varies. Exact reset/code-expiry/location exclusions not verified.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Uber One	Annual Uber One membership. £0 delivery fees and 5–10% credit back advertised on eligible orders/rides; basket thresholds, existing-member and later billing conditions not verified.	Included. Premium product page specifies new Uber One customers only. Plan-specific duration, renewal, basket thresholds and other existing-member conditions must be checked.	Included. Premium product page specifies new Uber One customers only. Plan-specific duration, renewal, basket thresholds and other existing-member conditions must be checked.	Included. Premium product page specifies new Uber One customers only. Plan-specific duration, renewal, basket thresholds and other existing-member conditions must be checked.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
YouTube	Premium Lite, not full Premium. Most videos ad-free, offline and in background; music and Shorts excluded. No ad-free YouTube Music.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
WeWork	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	1 pass per month. Selected WeWork On Demand locations; monthly code, no rollover. Book within the same calendar month; payment details required.	3 passes per month. Selected WeWork On Demand locations; monthly code, no rollover. Book within the same calendar month; payment details required.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
MasterClass	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	45+ classes. Metal is limited access, Ultra full access; current/former members can redeem under partner terms. An additional year can stack on an existing subscription.	Unlimited. Metal is limited access, Ultra full access; current/former members can redeem under partner terms. An additional year can stack on an existing subscription.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
NordVPN	Not verified Current UK entitlement not established.	Standard. Existing subscription period runs first; eligible plan and country restrictions apply.	Plus. Existing subscription period runs first; eligible plan and country restrictions apply.	Complete. Existing subscription period runs first; eligible plan and country restrictions apply.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
ClassPass	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	10 credits per month. Credits are not a fixed number of classes. Corporate Wellness excluded; existing personal subscribers contact a specialist. Rollover and booking charges not established.	20 credits per month. Credits are not a fixed number of classes. Corporate Wellness excluded; existing personal subscribers contact a specialist. Rollover and booking charges not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Financial Times / news	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	Standard Digital. Digital tier, not print. Existing-subscription and renewal conditions must be checked.	Premium Digital. Digital tier, not print. Existing-subscription and renewal conditions must be checked.	The Times and Sunday Times annual digital subscription, including Times+. Web/tablet/smartphone, not print. Activate only through Amex Experiences App; existing paid subscription must finish or be cancelled first.	Not verified Current UK entitlement not established.
Dining credit	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	£100 UK + £100 abroad in each calendar half-year: £400 annual ceiling in four separate pots. No rollover; October joiners cannot claim expired first-half pots. Published programme ends 31 December 2026; continuation not verified.	24/7 online concierge, priority restaurant bookings and perks/upgrades; no fixed dining statement credit verified. Services are not cash allowances.
Travel eSIM	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.	5GB/month in 100+ countries; confirm device and destinations.	Not verified Current UK entitlement not established.	One 5GB eSIM/month. Activated eSIM valid 30 days in chosen country/region; compatible device required.
Other verified benefits	Discounted airport lounge visits £24 per person/visit—not free access. Insurance benefits compared separately.	Partner rows specify included tiers, not assumed cash savings. Insurance benefits are separate; Premium travel insurance not verified.	Partner rows specify included tiers, not assumed cash savings. Insurance benefits are separate; Premium travel insurance not verified.	Unlimited account-holder lounge access advertised; free guests not established. Partner rows below specify included subscription tiers, not assumed cash savings.	Not verified No current Harvey Nichols credit verified. Do not count the historic £100/year allowance. Lounge protections are compared in the travel guides.	24/7 virtual GP; up to six mental-health and six remote physio appointments/person/year; annual health check for customer and partner; one expert medical opinion/person/year. Adult restrictions apply to specified services; medication charges apply.
ChatGPT	Not verified Current UK entitlement not established.	Go (6 months). Time-limited access, not a perpetual annual entitlement. Redemption deadline, existing-member and subsequent billing terms not established.	Go (12 months). Time-limited access, not a perpetual annual entitlement. Redemption deadline, existing-member and subsequent billing terms not established.	Go (1 year + guest pass). Time-limited access, not a perpetual annual entitlement. Redemption deadline, existing-member and subsequent billing terms not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Tinder	Not verified Current UK entitlement not established.	Plus. Included tier only; separate partner eligibility and activation terms apply.	Gold. Included tier only; separate partner eligibility and activation terms apply.	Gold. Included tier only; separate partner eligibility and activation terms apply.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Chess.com	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	Platinum. Separate account and partner activation conditions apply.	Diamond. Separate account and partner activation conditions apply.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Headway	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	Included. Book-summary app; exact subscription tier and duration not specified by the comparison.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Headspace	Not verified Current UK entitlement not established.	Included. Meditations; exact subscription tier and duration not specified by the comparison.	Included. Meditations; exact subscription tier and duration not specified by the comparison.	Included. Meditations; exact subscription tier and duration not specified by the comparison.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Freeletics	Not verified Current UK entitlement not established.	Included. Digital fitness coaching; exact subscription tier and duration not specified by the comparison.	Included. Digital fitness coaching; exact subscription tier and duration not specified by the comparison.	Included. Digital fitness coaching; exact subscription tier and duration not specified by the comparison.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Sleep Cycle	Not verified Current UK entitlement not established.	Included. Sleep tracking. Premium product page names Sleep Cycle Premium; the comparison does not specify other plan tiers or duration.	Included. Sleep tracking. Premium product page names Sleep Cycle Premium; the comparison does not specify other plan tiers or duration.	Included. Sleep tracking. Premium product page names Sleep Cycle Premium; the comparison does not specify other plan tiers or duration.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Picsart	Not verified Current UK entitlement not established.	Included. Creative tools. Premium product page names Picsart Gold; the comparison does not specify other plan tiers or duration.	Included. Creative tools. Premium product page names Picsart Gold; the comparison does not specify other plan tiers or duration.	Included. Creative tools. Premium product page names Picsart Gold; the comparison does not specify other plan tiers or duration.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
The Athletic	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	Included. Sports journalism; exact duration and renewal terms not specified by the comparison.	Included. Sports journalism; exact duration and renewal terms not specified by the comparison.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Turo	Not verified Current UK entitlement not established.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	Not included Not included in this plan on the UK comparison checked 22 October 2026.	Included. Car-sharing trip savings, not free car hire. Discount amount and eligible booking restrictions not specified by the comparison.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Laundryheap	Not verified Current UK entitlement not established.	Laundryheap+ & £10 credit. Selected locations only. Premium product page additionally specifies a £10 monthly credit. The comparison does not specify frequency for Metal or Ultra; expiry, minimum spend and renewal conditions must be checked.	Laundryheap+ & £10 credit. Selected locations only. Premium product page additionally specifies a £10 monthly credit. The comparison does not specify frequency for Metal or Ultra; expiry, minimum spend and renewal conditions must be checked.	Laundryheap+ & £10 credit. Selected locations only. Premium product page additionally specifies a £10 monthly credit. The comparison does not specify frequency for Metal or Ultra; expiry, minimum spend and renewal conditions must be checked.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Duolingo	Not verified Current UK entitlement not established.	Super. Ad-free learning; duration, family sharing and existing-member eligibility not specified by the comparison.	Super. Ad-free learning; duration, family sharing and existing-member eligibility not specified by the comparison.	Super. Ad-free learning; duration, family sharing and existing-member eligibility not specified by the comparison.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Flo	Not verified Current UK entitlement not established.	Premium. Period tracking and cycle reports; separate partner activation terms apply.	Premium. Period tracking and cycle reports; separate partner activation terms apply.	Premium. Period tracking and cycle reports; separate partner activation terms apply.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Lovable	Not verified Current UK entitlement not established.	Lite. 12 months with a starting package of 100 credits, not 100 credits each month. Existing-account eligibility and later billing not established.	Lite. 12 months with a starting package of 100 credits, not 100 credits each month. Existing-account eligibility and later billing not established.	Lite. 12 months with a starting package of 100 credits, not 100 credits each month. Existing-account eligibility and later billing not established.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
One Day Tests	Not verified Current UK entitlement not established.	Included. Access to health tests and consultations; check exact offer. The comparison does not specify free test quantities or a cash allowance.	Included. Access to health tests and consultations; check exact offer. The comparison does not specify free test quantities or a cash allowance.	Included. Access to health tests and consultations; check exact offer. The comparison does not specify free test quantities or a cash allowance.	Not verified Current UK entitlement not established.	Not verified Current UK entitlement not established.
Activation & restrictions	Activate through Max plan home. YouTube: cancel existing Premium/Lite first; store billing may need ~15 minutes to update. Existing paid term runs out first; no refund. UK resident, current account, apply aged 18–69; family add-on is insurance only.	Profile → Your plan → Explore your subscriptions → select and redeem each partner separately, using a code where required. Keep an eligible active plan; only app-shown benefits available. Partner terms apply and subscriptions may change or be removed. Downgrading changes subscriptions automatically. Check renewal, existing-member and local restrictions before cancelling a paid subscription.	Profile → Your plan → Explore your subscriptions → select and redeem each partner separately, using a code where required. Keep an eligible active plan; only app-shown benefits available. Partner terms apply and subscriptions may change or be removed. Downgrading changes subscriptions automatically. Check renewal, existing-member and local restrictions before cancelling a paid subscription.	Profile → Your plan → Explore your subscriptions → select and redeem each partner separately, using a code where required. Keep an eligible active plan; only app-shown benefits available. Partner terms apply and subscriptions may change or be removed. Downgrading changes subscriptions automatically. Check renewal, existing-member and local restrictions before cancelling a paid subscription.	Save BOTH local and abroad dining offers before spending. Primary card only; listed participating venues, dine-in, direct payment. No takeaway, gift cards, deposits, booking/no-show fees or payment facilitators. FX charges excluded; spend at least one day before period-end recommended.	Premier Black app/MyBenefits and Membership Services registration. UK resident 18+, existing NatWest account and eligible Premier income/assets/mortgage. Guest/pre-booking lounge charges apply. Older live-event cashback claims not verified as current.

Monzo Max

Monzo Max benefits

Fee & commitment: £19/month (£228 ×12), £23 with family insurance (£276 ×12); three-month minimum. Existing customers switch on first billing date on/after 14 October 2026.
Cinema: One Vue ticket/month; 10% off food and non-alcoholic drinks. Exclusions apply; seat/formats, supplements, code expiry and rollover not verified.
Railcard: One annual Railcard via Trainline: Network, 16–25 (18+), 26–30, Family & Friends, Two Together or Senior. Each card’s restrictions apply; next card cannot be claimed until previous one expires.
Greggs: One selected treat/week: sausage roll, regular hot drink, doughnut or muffin. Choose in Monzo, show QR code; stock varies. Exact reset/code-expiry/location exclusions not verified.
Uber One: Annual Uber One membership. £0 delivery fees and 5–10% credit back advertised on eligible orders/rides; basket thresholds, existing-member and later billing conditions not verified.
YouTube: Premium Lite, not full Premium. Most videos ad-free, offline and in background; music and Shorts excluded. No ad-free YouTube Music.
WeWork: Not verified
Current UK entitlement not established.
MasterClass: Not verified
Current UK entitlement not established.
NordVPN: Not verified
Current UK entitlement not established.
ClassPass: Not verified
Current UK entitlement not established.
Financial Times / news: Not verified
Current UK entitlement not established.
Dining credit: Not verified
Current UK entitlement not established.
Travel eSIM: Not verified
Current UK entitlement not established.
Other verified benefits: Discounted airport lounge visits £24 per person/visit—not free access. Insurance benefits compared separately.
ChatGPT: Not verified
Current UK entitlement not established.
Tinder: Not verified
Current UK entitlement not established.
Chess.com: Not verified
Current UK entitlement not established.
Headway: Not verified
Current UK entitlement not established.
Headspace: Not verified
Current UK entitlement not established.
Freeletics: Not verified
Current UK entitlement not established.
Sleep Cycle: Not verified
Current UK entitlement not established.
Picsart: Not verified
Current UK entitlement not established.
The Athletic: Not verified
Current UK entitlement not established.
Turo: Not verified
Current UK entitlement not established.
Laundryheap: Not verified
Current UK entitlement not established.
Duolingo: Not verified
Current UK entitlement not established.
Flo: Not verified
Current UK entitlement not established.
Lovable: Not verified
Current UK entitlement not established.
One Day Tests: Not verified
Current UK entitlement not established.
Activation & restrictions: Activate through Max plan home. YouTube: cancel existing Premium/Lite first; store billing may need ~15 minutes to update. Existing paid term runs out first; no refund. UK resident, current account, apply aged 18–69; family add-on is insurance only.

Revolut Premium

Revolut UK live subscription comparison

Fee & commitment: Current UK subscriptions page: £8.99/month (£107.88 for 12 monthly payments). This is not a verified annual-billing price. 12-month renewable plan; early-exit charges may apply. Older retrieved legal schedules differ; confirm your checkout offer.
Cinema: Not verified
Current UK entitlement not established.
Railcard: Not verified
Current UK entitlement not established.
Greggs: Not verified
Current UK entitlement not established.
Uber One: Included. Premium product page specifies new Uber One customers only. Plan-specific duration, renewal, basket thresholds and other existing-member conditions must be checked.
YouTube: Not verified
Current UK entitlement not established.
WeWork: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
MasterClass: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
NordVPN: Standard. Existing subscription period runs first; eligible plan and country restrictions apply.
ClassPass: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Financial Times / news: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Dining credit: Not verified
Current UK entitlement not established.
Travel eSIM: Not verified
Current UK entitlement not established.
Other verified benefits: Partner rows specify included tiers, not assumed cash savings. Insurance benefits are separate; Premium travel insurance not verified.
ChatGPT: Go (6 months). Time-limited access, not a perpetual annual entitlement. Redemption deadline, existing-member and subsequent billing terms not established.
Tinder: Plus. Included tier only; separate partner eligibility and activation terms apply.
Chess.com: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Headway: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Headspace: Included. Meditations; exact subscription tier and duration not specified by the comparison.
Freeletics: Included. Digital fitness coaching; exact subscription tier and duration not specified by the comparison.
Sleep Cycle: Included. Sleep tracking. Premium product page names Sleep Cycle Premium; the comparison does not specify other plan tiers or duration.
Picsart: Included. Creative tools. Premium product page names Picsart Gold; the comparison does not specify other plan tiers or duration.
The Athletic: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Turo: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Laundryheap: Laundryheap+ & £10 credit. Selected locations only. Premium product page additionally specifies a £10 monthly credit. The comparison does not specify frequency for Metal or Ultra; expiry, minimum spend and renewal conditions must be checked.
Duolingo: Super. Ad-free learning; duration, family sharing and existing-member eligibility not specified by the comparison.
Flo: Premium. Period tracking and cycle reports; separate partner activation terms apply.
Lovable: Lite. 12 months with a starting package of 100 credits, not 100 credits each month. Existing-account eligibility and later billing not established.
One Day Tests: Included. Access to health tests and consultations; check exact offer. The comparison does not specify free test quantities or a cash allowance.
Activation & restrictions: Profile → Your plan → Explore your subscriptions → select and redeem each partner separately, using a code where required. Keep an eligible active plan; only app-shown benefits available. Partner terms apply and subscriptions may change or be removed. Downgrading changes subscriptions automatically. Check renewal, existing-member and local restrictions before cancelling a paid subscription.

Revolut Metal

Revolut UK live subscription comparison

Fee & commitment: Current UK subscriptions page: £16.99/month (£203.88 for 12 monthly payments). This is not a verified annual-billing price. 12-month renewable plan; early-exit charges may apply. Older retrieved legal schedules differ; confirm your checkout offer.
Cinema: Not verified
Current UK entitlement not established.
Railcard: Not verified
Current UK entitlement not established.
Greggs: Not verified
Current UK entitlement not established.
Uber One: Included. Premium product page specifies new Uber One customers only. Plan-specific duration, renewal, basket thresholds and other existing-member conditions must be checked.
YouTube: Not verified
Current UK entitlement not established.
WeWork: 1 pass per month. Selected WeWork On Demand locations; monthly code, no rollover. Book within the same calendar month; payment details required.
MasterClass: 45+ classes. Metal is limited access, Ultra full access; current/former members can redeem under partner terms. An additional year can stack on an existing subscription.
NordVPN: Plus. Existing subscription period runs first; eligible plan and country restrictions apply.
ClassPass: 10 credits per month. Credits are not a fixed number of classes. Corporate Wellness excluded; existing personal subscribers contact a specialist. Rollover and booking charges not established.
Financial Times / news: Standard Digital. Digital tier, not print. Existing-subscription and renewal conditions must be checked.
Dining credit: Not verified
Current UK entitlement not established.
Travel eSIM: Not verified
Current UK entitlement not established.
Other verified benefits: Partner rows specify included tiers, not assumed cash savings. Insurance benefits are separate; Premium travel insurance not verified.
ChatGPT: Go (12 months). Time-limited access, not a perpetual annual entitlement. Redemption deadline, existing-member and subsequent billing terms not established.
Tinder: Gold. Included tier only; separate partner eligibility and activation terms apply.
Chess.com: Platinum. Separate account and partner activation conditions apply.
Headway: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Headspace: Included. Meditations; exact subscription tier and duration not specified by the comparison.
Freeletics: Included. Digital fitness coaching; exact subscription tier and duration not specified by the comparison.
Sleep Cycle: Included. Sleep tracking. Premium product page names Sleep Cycle Premium; the comparison does not specify other plan tiers or duration.
Picsart: Included. Creative tools. Premium product page names Picsart Gold; the comparison does not specify other plan tiers or duration.
The Athletic: Included. Sports journalism; exact duration and renewal terms not specified by the comparison.
Turo: Not included
Not included in this plan on the UK comparison checked 22 October 2026.
Laundryheap: Laundryheap+ & £10 credit. Selected locations only. Premium product page additionally specifies a £10 monthly credit. The comparison does not specify frequency for Metal or Ultra; expiry, minimum spend and renewal conditions must be checked.
Duolingo: Super. Ad-free learning; duration, family sharing and existing-member eligibility not specified by the comparison.
Flo: Premium. Period tracking and cycle reports; separate partner activation terms apply.
Lovable: Lite. 12 months with a starting package of 100 credits, not 100 credits each month. Existing-account eligibility and later billing not established.
One Day Tests: Included. Access to health tests and consultations; check exact offer. The comparison does not specify free test quantities or a cash allowance.
Activation & restrictions: Profile → Your plan → Explore your subscriptions → select and redeem each partner separately, using a code where required. Keep an eligible active plan; only app-shown benefits available. Partner terms apply and subscriptions may change or be removed. Downgrading changes subscriptions automatically. Check renewal, existing-member and local restrictions before cancelling a paid subscription.

Revolut Ultra

Revolut UK live subscription comparison

Fee & commitment: Current UK subscriptions page: £60.00/month (£720.00 for 12 monthly payments). This is not a verified annual-billing price. 12-month renewable plan; early-exit charges may apply. Older retrieved legal schedules differ; confirm your checkout offer.
Cinema: Not verified
Current UK entitlement not established.
Railcard: Not verified
Current UK entitlement not established.
Greggs: Not verified
Current UK entitlement not established.
Uber One: Included. Premium product page specifies new Uber One customers only. Plan-specific duration, renewal, basket thresholds and other existing-member conditions must be checked.
YouTube: Not verified
Current UK entitlement not established.
WeWork: 3 passes per month. Selected WeWork On Demand locations; monthly code, no rollover. Book within the same calendar month; payment details required.
MasterClass: Unlimited. Metal is limited access, Ultra full access; current/former members can redeem under partner terms. An additional year can stack on an existing subscription.
NordVPN: Complete. Existing subscription period runs first; eligible plan and country restrictions apply.
ClassPass: 20 credits per month. Credits are not a fixed number of classes. Corporate Wellness excluded; existing personal subscribers contact a specialist. Rollover and booking charges not established.
Financial Times / news: Premium Digital. Digital tier, not print. Existing-subscription and renewal conditions must be checked.
Dining credit: Not verified
Current UK entitlement not established.
Travel eSIM: 5GB/month in 100+ countries; confirm device and destinations.
Other verified benefits: Unlimited account-holder lounge access advertised; free guests not established. Partner rows below specify included subscription tiers, not assumed cash savings.
ChatGPT: Go (1 year + guest pass). Time-limited access, not a perpetual annual entitlement. Redemption deadline, existing-member and subsequent billing terms not established.
Tinder: Gold. Included tier only; separate partner eligibility and activation terms apply.
Chess.com: Diamond. Separate account and partner activation conditions apply.
Headway: Included. Book-summary app; exact subscription tier and duration not specified by the comparison.
Headspace: Included. Meditations; exact subscription tier and duration not specified by the comparison.
Freeletics: Included. Digital fitness coaching; exact subscription tier and duration not specified by the comparison.
Sleep Cycle: Included. Sleep tracking. Premium product page names Sleep Cycle Premium; the comparison does not specify other plan tiers or duration.
Picsart: Included. Creative tools. Premium product page names Picsart Gold; the comparison does not specify other plan tiers or duration.
The Athletic: Included. Sports journalism; exact duration and renewal terms not specified by the comparison.
Turo: Included. Car-sharing trip savings, not free car hire. Discount amount and eligible booking restrictions not specified by the comparison.
Laundryheap: Laundryheap+ & £10 credit. Selected locations only. Premium product page additionally specifies a £10 monthly credit. The comparison does not specify frequency for Metal or Ultra; expiry, minimum spend and renewal conditions must be checked.
Duolingo: Super. Ad-free learning; duration, family sharing and existing-member eligibility not specified by the comparison.
Flo: Premium. Period tracking and cycle reports; separate partner activation terms apply.
Lovable: Lite. 12 months with a starting package of 100 credits, not 100 credits each month. Existing-account eligibility and later billing not established.
One Day Tests: Included. Access to health tests and consultations; check exact offer. The comparison does not specify free test quantities or a cash allowance.
Activation & restrictions: Profile → Your plan → Explore your subscriptions → select and redeem each partner separately, using a code where required. Keep an eligible active plan; only app-shown benefits available. Partner terms apply and subscriptions may change or be removed. Downgrading changes subscriptions automatically. Check renewal, existing-member and local restrictions before cancelling a paid subscription.

Amex Platinum

Platinum UK benefits

Fee & commitment: £650/year. Monthly payment option and fee-refund mechanics not verified; credit interest is separate from benefit value.
Cinema: Not verified
Current UK entitlement not established.
Railcard: Not verified
Current UK entitlement not established.
Greggs: Not verified
Current UK entitlement not established.
Uber One: Not verified
Current UK entitlement not established.
YouTube: Not verified
Current UK entitlement not established.
WeWork: Not verified
Current UK entitlement not established.
MasterClass: Not verified
Current UK entitlement not established.
NordVPN: Not verified
Current UK entitlement not established.
ClassPass: Not verified
Current UK entitlement not established.
Financial Times / news: The Times and Sunday Times annual digital subscription, including Times+. Web/tablet/smartphone, not print. Activate only through Amex Experiences App; existing paid subscription must finish or be cancelled first.
Dining credit: £100 UK + £100 abroad in each calendar half-year: £400 annual ceiling in four separate pots. No rollover; October joiners cannot claim expired first-half pots. Published programme ends 31 December 2026; continuation not verified.
Travel eSIM: Not verified
Current UK entitlement not established.
Other verified benefits: Not verified
No current Harvey Nichols credit verified. Do not count the historic £100/year allowance. Lounge protections are compared in the travel guides.
ChatGPT: Not verified
Current UK entitlement not established.
Tinder: Not verified
Current UK entitlement not established.
Chess.com: Not verified
Current UK entitlement not established.
Headway: Not verified
Current UK entitlement not established.
Headspace: Not verified
Current UK entitlement not established.
Freeletics: Not verified
Current UK entitlement not established.
Sleep Cycle: Not verified
Current UK entitlement not established.
Picsart: Not verified
Current UK entitlement not established.
The Athletic: Not verified
Current UK entitlement not established.
Turo: Not verified
Current UK entitlement not established.
Laundryheap: Not verified
Current UK entitlement not established.
Duolingo: Not verified
Current UK entitlement not established.
Flo: Not verified
Current UK entitlement not established.
Lovable: Not verified
Current UK entitlement not established.
One Day Tests: Not verified
Current UK entitlement not established.
Activation & restrictions: Save BOTH local and abroad dining offers before spending. Primary card only; listed participating venues, dine-in, direct payment. No takeaway, gift cards, deposits, booking/no-show fees or payment facilitators. FX charges excluded; spend at least one day before period-end recommended.

NatWest Premier Reward Black

Current Premier Reward Black benefits

Fee & commitment: £39/month, £468/year, in 1 October 2026 fee document. Older customer pages show £38; current eligibility includes Premier financial criteria.
Cinema: Not verified
Older official app page advertises up to 40% off at 250+ cinemas, but current product page omits it. Current entitlement unresolved; check MyBenefits terms.
Railcard: Not verified
Current UK entitlement not established.
Greggs: Not verified
Current UK entitlement not established.
Uber One: Not verified
Current UK entitlement not established.
YouTube: Not verified
Current UK entitlement not established.
WeWork: Not verified
Current UK entitlement not established.
MasterClass: Not verified
Current UK entitlement not established.
NordVPN: Not verified
Current UK entitlement not established.
ClassPass: Not verified
Current UK entitlement not established.
Financial Times / news: Not verified
Current UK entitlement not established.
Dining credit: 24/7 online concierge, priority restaurant bookings and perks/upgrades; no fixed dining statement credit verified. Services are not cash allowances.
Travel eSIM: One 5GB eSIM/month. Activated eSIM valid 30 days in chosen country/region; compatible device required.
Other verified benefits: 24/7 virtual GP; up to six mental-health and six remote physio appointments/person/year; annual health check for customer and partner; one expert medical opinion/person/year. Adult restrictions apply to specified services; medication charges apply.
ChatGPT: Not verified
Current UK entitlement not established.
Tinder: Not verified
Current UK entitlement not established.
Chess.com: Not verified
Current UK entitlement not established.
Headway: Not verified
Current UK entitlement not established.
Headspace: Not verified
Current UK entitlement not established.
Freeletics: Not verified
Current UK entitlement not established.
Sleep Cycle: Not verified
Current UK entitlement not established.
Picsart: Not verified
Current UK entitlement not established.
The Athletic: Not verified
Current UK entitlement not established.
Turo: Not verified
Current UK entitlement not established.
Laundryheap: Not verified
Current UK entitlement not established.
Duolingo: Not verified
Current UK entitlement not established.
Flo: Not verified
Current UK entitlement not established.
Lovable: Not verified
Current UK entitlement not established.
One Day Tests: Not verified
Current UK entitlement not established.
Activation & restrictions: Premier Black app/MyBenefits and Membership Services registration. UK resident 18+, existing NatWest account and eligible Premier income/assets/mortgage. Guest/pre-booking lounge charges apply. Older live-event cashback claims not verified as current.

Lifestyle perks: exact tiers and allowances

Monzo Max

Revolut Premium

Revolut Metal

Revolut Ultra

Amex Platinum

NatWest Premier Reward Black

Sources & checks